Prophet’s Council to Get Out of Debt
I’ve been thinking a lot about getting out of debt lately. The prophet has counseled us to avoid debt and to live within our means. I felt so bad when I looked at our finances. I always wondered, “How do I get out of debt?” We bought a newer van about 3 years ago, when I was working a steady income job and we had enough money to pay the bills. Then, we went through a terrible custody battle and lost my oldest son to his father. It cost over $15,000 in lawyer fees, and we lost much of the child support income we used to have coming in. At that same time, I had a baby, and stopped working at the school. I started working from home and the cut in pay was more than we had anticipated.
We kept paying our tithing, even though we didn’t always have money to pay the other bills. We finally asked the bishop for some help with food and bills, which helped a ton. Now, my websites are finally getting traffic and I’m starting to get more leads, but I am working to get other people out of debt and I couldn’t even get myself out of debt.
Well, today, I’m getting on the program to get my family out of debt. I’m so excited. I know that I will be able to get out of debt in 6.3 years, instead of 15 years. I feel like I’ve always had the right intentions and the right state of mind, hoping for things to get better and having faith to pay tithing and try to keep our spending to a minimum. This is the most wonderful thing that has happened to our family for a long time. I know it will still be tough and I’m not counting on living a different lifestyle for the next 6 years than we have been living the last 6 years, but I know that eventually, we will be better for our determination to follow the prophet at any cost. I am so thankful that The Lord heard our prayers and is blessing us to be able to get our finances under control.
Congratulations to you Amy for being able to move forward. Many of us can relate to what you’ve said here in this wonderful post.
Thanks, Bill. I’m so happy to be moving forward finally. It does feel like a huge weight has been lifted off my shoulders.
Good for you! Several of my friends and I are aggressively tackling our debt this year. I wish you luck in your endeavor.
I love your thoughts! I normally don’t even bother to leave comments, but I wanted to let you know that you hit the nail on the head!